Terms and Conditions

Pyramid of ledgers

Strandvägen 7A, 114 56 Stockholm, Sweden

Phone: +46 8 519 7428

Legal Agreement

These Terms and Conditions constitute a legally binding agreement between you and Pyramid of ledgers. By accessing our website or using our services, you acknowledge that you have read, understood, and agree to be bound by these terms.

If you do not agree with these Terms and Conditions, you must discontinue use of our website and services immediately.

Effective Date: November 1, 2025

1. User Obligations and Responsibilities

1.1 Compliance with Laws

You agree to comply with all applicable international, national, state, and local laws and regulations in your use of our website and services. This includes but is not limited to:

• Tax laws and financial reporting requirements
• Data protection and privacy regulations
• Anti-money laundering and financial crime prevention laws
• Industry-specific regulations applicable to your business

1.2 Accurate Information

You agree to provide accurate, complete, and current information when using our services. You are responsible for updating any information that changes and promptly notifying us of any inaccuracies.

1.3 Prohibited Conduct

You agree not to engage in any of the following prohibited activities:

• Violating any laws, regulations, or third-party rights
• Engaging in fraudulent, deceptive, or misleading practices
• Transmitting any harmful code, viruses, or malicious software
• Attempting to interfere with or disrupt our services or systems
• Using our services for any unlawful or unauthorized purpose
• Impersonating any person or entity or misrepresenting your affiliation

1.4 Indemnification

You agree to indemnify, defend, and hold harmless Pyramid of ledgers, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising from your use of our services, violation of these terms, or infringement of any third-party rights.

2. Liability and Warranties

2.1 Professional Services Disclaimer

While we strive to provide accurate and professional services, we make no warranties or guarantees regarding:

• Specific financial outcomes or business results
• Tax savings or credits that may be available to you
• The accuracy of financial projections or forecasts
• Outcomes in dealings with tax authorities or regulatory bodies

2.2 No Warranty of Uninterrupted Service

We do not guarantee that our website or services will be available at all times without interruption, or that they will be error-free. We reserve the right to modify, suspend, or discontinue any aspect of our services with or without notice.

2.3 Limitation of Liability

To the maximum extent permitted by law, Pyramid of ledgers shall not be liable for:

• Indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or business opportunities
• Damages arising from reliance on information provided on our website
• Errors or omissions in any content or services

Our total liability to you for any claims arising from our services shall not exceed the amount you have paid us for services in the twelve months preceding the claim.

2.4 Third-Party Services

We are not responsible for any third-party services, software, or websites that you may use in conjunction with our services. Any dealings with third parties are solely between you and that third party.

2.5 Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, network infrastructure failures, strikes, or shortages of transportation facilities, fuel, energy, labor, or materials.

3. Legal Information and Dispute Resolution

3.1 Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of Sweden, without regard to its conflict of law provisions.

3.2 Jurisdiction and Venue

Any legal action or proceeding arising under these Terms and Conditions shall be brought exclusively in the courts located in Stockholm, Sweden. You consent to the personal jurisdiction of such courts and waive any objection to venue in such courts.

3.3 Dispute Resolution

In the event of any dispute arising from these Terms and Conditions or our services:

• We encourage you to contact us first to attempt an informal resolution
• If informal resolution is unsuccessful, disputes may be resolved through mediation
• Litigation shall be pursued only as a last resort

3.4 Severability

If any provision of these Terms and Conditions is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms and Conditions shall otherwise remain in full force and effect.

3.5 Entire Agreement

These Terms and Conditions, together with our Privacy Policy and any engagement letter or service agreement, constitute the entire agreement between you and Pyramid of ledgers and supersede all prior agreements and understandings.

3.6 No Waiver

Our failure to enforce any right or provision of these Terms and Conditions shall not be deemed a waiver of such right or provision. Any waiver must be in writing and signed by an authorized representative.

4. Age Requirements

Our services are intended for use by individuals and businesses that are legally able to enter into binding contracts. By using our services, you represent and warrant that:

• You are at least 18 years of age
• You have the legal capacity to enter into this agreement
• You have the authority to bind any business entity on whose behalf you are acting

5. Privacy and Data Protection

Your use of our services is also governed by our Privacy Policy. By using our services, you consent to the collection, use, and processing of your personal information as described in our Privacy Policy.

We are committed to protecting your privacy and complying with applicable data protection laws, including the General Data Protection Regulation (GDPR).

6. Modifications to Terms

We reserve the right to modify these Terms and Conditions at any time. We will notify you of material changes by posting the updated terms on our website and updating the effective date.

Your continued use of our services after such modifications constitutes your acceptance of the updated Terms and Conditions. If you do not agree with the modified terms, you must discontinue use of our services.

We recommend reviewing these Terms and Conditions periodically to stay informed of any changes.

7. Assignment

You may not assign or transfer these Terms and Conditions or any rights or obligations hereunder without our prior written consent. We may assign or transfer these Terms and Conditions in connection with a merger, acquisition, reorganization, or sale of assets.

Questions or Concerns

If you have any questions or concerns about these Terms and Conditions, please contact us:

Pyramid of ledgers

Strandvägen 7A, 114 56 Stockholm, Sweden

Email: [email protected]

Phone: +46 8 519 7428

Last Updated: November 1, 2025

By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.